{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-25-000191","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.179143+00:00","generated_at":"2026-05-17T21:19:38.508580+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Riverview Bancorp Q1 FY2026 net income $1.2M, EPS $0.06; NIM expands to 2.78%","bullets":["Net income $1.2M, diluted EPS $0.06 vs $966K/$0.05 in Q1 FY2025.","Net interest margin 2.78% (up 31 bps YoY); loan yield 5.02% (up from 4.70% YoY).","Loan pipeline $72M (up from $32M YoY); total loans $1.07B (+$23M YoY).","Non-performing assets 0.01% of total assets; no provision for credit losses.","Tangible book value $6.43 (up from $6.09 YoY); $0.02/share dividend paid July 22."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-25-000191","json":"https://secwatch.observer/filing/0000939057-25-000191.json","markdown":"https://secwatch.observer/filing/0000939057-25-000191.md","text":"https://secwatch.observer/filing/0000939057-25-000191.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000191/0000939057-25-000191-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000191/riv8k72925.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:19:38.508580+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}