{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-25-000282","form_type":"8-K","ticker":"TSBK","cik":"0001046050","company_name":"TIMBERLAND BANCORP INC","filed_at":"2025-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.648594+00:00","generated_at":"2026-05-17T01:03:16.056991+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Timberland Bancorp FY2025 net income up 20% to $29.16M; EPS $3.67; dividend raised 8%","bullets":["Q4 net income $8.45M ($1.07 EPS), up 33% YoY from $6.36M ($0.79).","FY2025 net income $29.16M ($3.67 EPS), up 22% from FY2024 $24.28M ($3.01).","Net interest margin expanded to 3.82% for Q4 vs 3.58% year ago; efficiency ratio 53.18%.","Quarterly cash dividend raised 8% to $0.28 per share, payable Nov 28, record Nov 14.","Total assets surpassed $2B for first time; no net charge-offs in Q4; $1.89M in share repurchases."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-25-000282","json":"https://secwatch.observer/filing/0000939057-25-000282.json","markdown":"https://secwatch.observer/filing/0000939057-25-000282.md","text":"https://secwatch.observer/filing/0000939057-25-000282.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/0000939057-25-000282-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/timb8k103025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:03:16.056991+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}