---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000282"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2025-10-31T23:59:59+00:00"
generated_at: "2026-05-17T01:03:16.056991+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp FY2025 net income up 20% to $29.16M; EPS $3.67; dividend raised 8%

## Summary
- Q4 net income $8.45M ($1.07 EPS), up 33% YoY from $6.36M ($0.79).
- FY2025 net income $29.16M ($3.67 EPS), up 22% from FY2024 $24.28M ($3.01).
- Net interest margin expanded to 3.82% for Q4 vs 3.58% year ago; efficiency ratio 53.18%.
- Quarterly cash dividend raised 8% to $0.28 per share, payable Nov 28, record Nov 14.
- Total assets surpassed $2B for first time; no net charge-offs in Q4; $1.89M in share repurchases.

## SEC filing metadata
- accession: 0000939057-25-000282
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2025-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/0000939057-25-000282-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/timb8k103025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000282
- JSON: https://secwatch.observer/filing/0000939057-25-000282.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000282.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.