secwatch.observer — SEC 8-K summary
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Issuer:     TIMBERLAND BANCORP INC (TSBK)
CIK:        0001046050
Form:       8-K
Filed at:   2025-10-31T23:59:59+00:00
Accession:  0000939057-25-000282
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Timberland Bancorp FY2025 net income up 20% to $29.16M; EPS $3.67; dividend raised 8%
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- Q4 net income $8.45M ($1.07 EPS), up 33% YoY from $6.36M ($0.79).
- FY2025 net income $29.16M ($3.67 EPS), up 22% from FY2024 $24.28M ($3.01).
- Net interest margin expanded to 3.82% for Q4 vs 3.58% year ago; efficiency ratio 53.18%.
- Quarterly cash dividend raised 8% to $0.28 per share, payable Nov 28, record Nov 14.
- Total assets surpassed $2B for first time; no net charge-offs in Q4; $1.89M in share repurchases.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/0000939057-25-000282-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1046050/000093905725000282/timb8k103025.htm
  HTML page:      https://secwatch.observer/filing/0000939057-25-000282

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