{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-25-000285","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2025-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.629591+00:00","generated_at":"2026-05-17T00:48:59.266470+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Riverview Bancorp Q2 FY26 net income $1.1M ($0.05 EPS), NIM expands 30bp YoY","bullets":["Net income $1.1M vs $1.6M a year ago; diluted EPS $0.05 vs $0.07.","Net interest margin 2.76%, up 30bp YoY; loan originations $56.4M, nearly double prior quarter.","Non-interest expense $12.2M (up $1.5M YoY) due to one-time fraud item, tax assessment, and strategic hires.","Tangible book value per share $6.51, up from $6.33; quarterly dividend $0.02/share paid Oct 20.","NPAs 0.05% of total assets; no provision for credit losses; strong capital ratios (Tier 1 leverage 11.26%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-25-000285","json":"https://secwatch.observer/filing/0000939057-25-000285.json","markdown":"https://secwatch.observer/filing/0000939057-25-000285.md","text":"https://secwatch.observer/filing/0000939057-25-000285.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/0000939057-25-000285-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/riv8k102825.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:48:59.266470+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}