---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000285"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2025-11-03T23:59:59+00:00"
generated_at: "2026-05-17T00:48:59.266470+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q2 FY26 net income $1.1M ($0.05 EPS), NIM expands 30bp YoY

## Summary
- Net income $1.1M vs $1.6M a year ago; diluted EPS $0.05 vs $0.07.
- Net interest margin 2.76%, up 30bp YoY; loan originations $56.4M, nearly double prior quarter.
- Non-interest expense $12.2M (up $1.5M YoY) due to one-time fraud item, tax assessment, and strategic hires.
- Tangible book value per share $6.51, up from $6.33; quarterly dividend $0.02/share paid Oct 20.
- NPAs 0.05% of total assets; no provision for credit losses; strong capital ratios (Tier 1 leverage 11.26%).

## SEC filing metadata
- accession: 0000939057-25-000285
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2025-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/0000939057-25-000285-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/riv8k102825.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000285
- JSON: https://secwatch.observer/filing/0000939057-25-000285.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000285.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.