secwatch.observer — SEC 8-K summary
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Issuer:     RIVERVIEW BANCORP INC (RVSB)
CIK:        0001041368
Form:       8-K
Filed at:   2025-11-03T23:59:59+00:00
Accession:  0000939057-25-000285
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Riverview Bancorp Q2 FY26 net income $1.1M ($0.05 EPS), NIM expands 30bp YoY
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- Net income $1.1M vs $1.6M a year ago; diluted EPS $0.05 vs $0.07.
- Net interest margin 2.76%, up 30bp YoY; loan originations $56.4M, nearly double prior quarter.
- Non-interest expense $12.2M (up $1.5M YoY) due to one-time fraud item, tax assessment, and strategic hires.
- Tangible book value per share $6.51, up from $6.33; quarterly dividend $0.02/share paid Oct 20.
- NPAs 0.05% of total assets; no provision for credit losses; strong capital ratios (Tier 1 leverage 11.26%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/0000939057-25-000285-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000285/riv8k102825.htm
  HTML page:      https://secwatch.observer/filing/0000939057-25-000285

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