secwatch.observer — SEC 8-K summary
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Issuer:     RIVERVIEW BANCORP INC (RVSB)
CIK:        0001041368
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0000939057-26-000026
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Riverview Bancorp Q3 FY2026 net income $1.4M ($0.07 EPS); NIM expands to 2.96%
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- Net income $1.4M ($0.07 diluted EPS) vs $1.2M ($0.06) in Q3 FY2025; net interest income up to $10.5M from $9.4M.
- Net interest margin expanded 36 bps YoY to 2.96%; loan yields rose to 5.26%.
- Loans grew $15.1M to $1.07B; loan pipeline $77.2M; deposit costs fell to 1.39% from 1.41% prior quarter.
- Non-interest expense $12.2M (flat QoQ, up from $11.2M YoY); efficiency ratio improved to 86.9% from 87.6% a year ago.
- Credit quality: NPAs 0.07% of assets; provision $100k; net charge-offs $246k; classified assets rose to $13.5M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1041368/000093905726000026/0000939057-26-000026-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1041368/000093905726000026/riv8k12726.htm
  HTML page:      https://secwatch.observer/filing/0000939057-26-000026

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