{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-26-000065","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2026-03-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.444694+00:00","generated_at":"2026-05-15T08:46:40.984222+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Riverview Bancorp sells $149.3M low-yield bonds, expects 25 bps NIM boost","bullets":["Reclassified held-to-maturity securities to available-for-sale; sold $149.3M in bonds (avg yield 1.62%) for $11.4M pre-tax loss.","Proceeds to be reinvested in higher-yielding bonds, loan growth, FHLB paydowns, or cash; earn-back period expected under 3.5 years.","Expects approx. 25 bps net interest margin improvement and $0.13 annualized EPS benefit once fully realized.","No additional capital needed; company remains well-capitalized; existing stock buyback program unaffected."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-26-000065","json":"https://secwatch.observer/filing/0000939057-26-000065.json","markdown":"https://secwatch.observer/filing/0000939057-26-000065.md","text":"https://secwatch.observer/filing/0000939057-26-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000065/0000939057-26-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000065/riv8k32526.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T08:46:40.984222+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}