---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-26-000065"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2026-03-26T23:59:59+00:00"
generated_at: "2026-05-15T08:46:40.984222+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp sells $149.3M low-yield bonds, expects 25 bps NIM boost

## Summary
- Reclassified held-to-maturity securities to available-for-sale; sold $149.3M in bonds (avg yield 1.62%) for $11.4M pre-tax loss.
- Proceeds to be reinvested in higher-yielding bonds, loan growth, FHLB paydowns, or cash; earn-back period expected under 3.5 years.
- Expects approx. 25 bps net interest margin improvement and $0.13 annualized EPS benefit once fully realized.
- No additional capital needed; company remains well-capitalized; existing stock buyback program unaffected.

## SEC filing metadata
- accession: 0000939057-26-000065
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2026-03-26T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000065/0000939057-26-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000065/riv8k32526.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-26-000065
- JSON: https://secwatch.observer/filing/0000939057-26-000065.json
- Plain text: https://secwatch.observer/filing/0000939057-26-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.