---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-26-000094"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:31:04.770719+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Timberland Q2 net income $7.13M ($0.90 EPS), up 6% YoY; NPA ratio rises to 0.47% on hotel loan

## Summary
- Q2 net income $7.13M ($0.90 diluted EPS) vs $6.76M ($0.85) YoY; down 13% from $8.22M prior quarter.
- Net interest margin 3.81%, down 4 bps QoQ; provision for credit losses $523K vs $16K prior quarter.
- Non-performing assets ratio 0.47% (Dec 31: 0.23%) driven by $4.33M hotel participation loan to non-accrual.
- Quarterly cash dividend $0.29/share, payable May 22, 2026 (record May 8, 2026); 54th consecutive quarter.
- Repurchased 80,000 shares for $3.09M during quarter; total assets $2.05B, deposits up 2% QoQ.

## SEC filing metadata
- accession: 0000939057-26-000094
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905726000094/0000939057-26-000094-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905726000094/timb8k42826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-26-000094
- JSON: https://secwatch.observer/filing/0000939057-26-000094.json
- Plain text: https://secwatch.observer/filing/0000939057-26-000094.txt

## Key facts
- Earnings Releases
  TIMBERLAND BANCORP INC reported the quarter ended March 31, 2026 results: net income $7.13 million, EPS $0.90 per diluted common share.
  - Period: the quarter ended March 31, 2026
  - Net income: $7.13 million
  - EPS: $0.90 per diluted common share
  - Result: reported results
  source text: J. Brydon, CEO Jonathan A. Fischer, President & COO Marci A. Basich, CFO (360) 533-4747 www.timberlandbank.com Timberland Bancorp Reports Second Fiscal Quarter Net Income of $7.1 Million • EPS Increases 6% to $0.90 from $0.85 for the Comparable Quarter One Year Ago • Quarterly Return on Average Assets of 1.43% • Quarterly Return on Average Equity of 10.72% •
  evidence_url: https://www.sec.gov/Archives/edgar/data/1046050/000093905726000094/0000939057-26-000094-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.