{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-26-000096","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.848317+00:00","generated_at":"2026-05-15T00:30:42.795516+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Riverview Bancorp Q4 net loss $8.0M ($0.39/sh) on $11.4M securities loss; adjusted EPS $0.03","bullets":["Net loss of $8.0M ($0.39 diluted) includes $11.4M pre-tax loss on sale of $149.3M lower-yielding HTM securities.","Adjusted (non-GAAP) net income $656k ($0.03/sh) vs $1.1M ($0.05) in Q4 of prior year.","Net interest margin improved to 2.92% from 2.65% YoY; net interest income $10.2M vs $9.2M.","Non-performing loans $7.8M (0.71% of loans) vs $1.1M (0.10%) last quarter; one hospitality borrower drove increase.","$4.0M stock repurchase plan authorized; 130,059 shares repurchased at avg $5.36 in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-26-000096","json":"https://secwatch.observer/filing/0000939057-26-000096.json","markdown":"https://secwatch.observer/filing/0000939057-26-000096.md","text":"https://secwatch.observer/filing/0000939057-26-000096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/riv8k42826.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:30:42.795516+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"63d92046923c452a0e8c691ede4199d35b94f49a","claim":"RIVERVIEW BANCORP INC reported the fourth fiscal quarter ended March 31, 2026 results: revenue $10.2 million, net income net loss was $8.0 million, EPS $0.39 per diluted share.","evidence_excerpt":"Riverview Bancorp Reports Fiscal Fourth Quarter 2026 and Fiscal Year 2026 Results Fiscal Fourth Quarter 2026 Comparison Highlights Net Interest Income and Net Interest Margin • $10.2 million net interest income for the quarter compared to $9.2 million in Fiscal Q4 2025 • Net interest margin at 2.92% for the quarter compared to 2.65% in Fiscal Q4 2025 Credit Quality","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth fiscal quarter ended March 31, 2026"},{"label":"Revenue","value":"$10.2 million"},{"label":"Net income","value":"net loss was $8.0 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}]},{"claim_id":"ad3b3aa3ea855907ff0cb59fdb2c1b356b108721","claim":"RIVERVIEW BANCORP INC reported fiscal 2026 results: revenue $40.3 million, net income net loss was $4.3 million.","evidence_excerpt":"compared to $10.5 million in the preceding quarter, and $9.2 million in the fourth fiscal quarter a year ago. In fiscal 2026, net interest income increased by $4.0 million to $40.3 million, compared to $36.3 million in fiscal 2025. The yearly increase compared to fiscal 2025 was driven by higher interest","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal 2026"},{"label":"Revenue","value":"$40.3 million"},{"label":"Net income","value":"net loss was $4.3 million"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}