---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-26-000096"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:30:42.795516+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q4 net loss $8.0M ($0.39/sh) on $11.4M securities loss; adjusted EPS $0.03

## Summary
- Net loss of $8.0M ($0.39 diluted) includes $11.4M pre-tax loss on sale of $149.3M lower-yielding HTM securities.
- Adjusted (non-GAAP) net income $656k ($0.03/sh) vs $1.1M ($0.05) in Q4 of prior year.
- Net interest margin improved to 2.92% from 2.65% YoY; net interest income $10.2M vs $9.2M.
- Non-performing loans $7.8M (0.71% of loans) vs $1.1M (0.10%) last quarter; one hospitality borrower drove increase.
- $4.0M stock repurchase plan authorized; 130,059 shares repurchased at avg $5.36 in Q4.

## SEC filing metadata
- accession: 0000939057-26-000096
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/riv8k42826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-26-000096
- JSON: https://secwatch.observer/filing/0000939057-26-000096.json
- Plain text: https://secwatch.observer/filing/0000939057-26-000096.txt

## Key facts
- Earnings Releases
  RIVERVIEW BANCORP INC reported the fourth fiscal quarter ended March 31, 2026 results: revenue $10.2 million, net income net loss was $8.0 million, EPS $0.39 per diluted share.
  - Period: the fourth fiscal quarter ended March 31, 2026
  - Revenue: $10.2 million
  - Net income: net loss was $8.0 million
  - EPS: $0.39 per diluted share
  - Result: reported results
  source text: Riverview Bancorp Reports Fiscal Fourth Quarter 2026 and Fiscal Year 2026 Results Fiscal Fourth Quarter 2026 Comparison Highlights Net Interest Income and Net Interest Margin • $10.2 million net interest income for the quarter compared to $9.2 million in Fiscal Q4 2025 • Net interest margin at 2.92% for the quarter compared to 2.65% in Fiscal Q4 2025 Credit Quality
  evidence_url: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm
- Earnings Releases
  RIVERVIEW BANCORP INC reported fiscal 2026 results: revenue $40.3 million, net income net loss was $4.3 million.
  - Period: fiscal 2026
  - Revenue: $40.3 million
  - Net income: net loss was $4.3 million
  - Result: reported results
  source text: compared to $10.5 million in the preceding quarter, and $9.2 million in the fourth fiscal quarter a year ago. In fiscal 2026, net interest income increased by $4.0 million to $40.3 million, compared to $36.3 million in fiscal 2025. The yearly increase compared to fiscal 2025 was driven by higher interest
  evidence_url: https://www.sec.gov/Archives/edgar/data/1041368/000093905726000096/0000939057-26-000096-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.