{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-23-000007","form_type":"8-K","ticker":"MCB","cik":"0001476034","company_name":"Metropolitan Bank Holding Corp.","filed_at":"2023-01-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.157240+00:00","generated_at":"2026-06-20T17:03:07.912911+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Metropolitan Bank Holding Corp. to exit crypto-asset vertical; minimal financial impact","bullets":["Four active institutional crypto clients account for ~1.5% of total revenues and 6% of total deposits.","Company expects minimal financial impact from exiting this vertical.","No loans outstanding to crypto clients; no crypto-assets on balance sheet.","Exit process commenced; expected to be completed during 2023.","CEO Mark DeFazio notes decision reflects regulatory environment and strategic assessment."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-23-000007","json":"https://secwatch.observer/filing/0000943374-23-000007.json","markdown":"https://secwatch.observer/filing/0000943374-23-000007.md","text":"https://secwatch.observer/filing/0000943374-23-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476034/000094337423000007/0000943374-23-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476034/000094337423000007/form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T17:03:07.912911+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}