{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-23-000301","form_type":"8-K","ticker":"BBT","cik":"0001108134","company_name":"Beacon Financial Corp","filed_at":"2023-07-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.155494+00:00","generated_at":"2026-06-13T10:27:44.065155+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Berkshire Hills allocates $100M sustainability bond proceeds to housing, green buildings, inclusion","bullets":["41% ($41M) allocated to 330 affordable/workforce housing units in MA, NY, CT for households at or below 60-80% AMI.","33% ($33M) for green building projects (>200K sq ft) targeting LEED Gold/Platinum, Net Zero, or top 15% emissions performance.","26% ($26M) to financial access/inclusion: small business lending in low-moderate income and majority-minority census tracts.","Bond issued June 2022: $100M 5.50% fixed-to-floating subordinated notes due 2032, rated Baa3 by Moody's.","First US community bank under $150B assets to issue a sustainability bond, verified by Sustainalytics aligned with ICMA guidelines."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-23-000301","json":"https://secwatch.observer/filing/0000943374-23-000301.json","markdown":"https://secwatch.observer/filing/0000943374-23-000301.md","text":"https://secwatch.observer/filing/0000943374-23-000301.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1108134/000094337423000301/0000943374-23-000301-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1108134/000094337423000301/form8k_071023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T10:27:44.065155+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}