{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-23-000318","form_type":"8-K","ticker":"OBT","cik":"0001754226","company_name":"Orange County Bancorp, Inc. /DE/","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.117501+00:00","generated_at":"2026-06-13T02:24:36.711205+00:00","sec_items":[],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Orange County Bancorp Q2 net income jumps 331% to $9.1M; EPS $1.61 vs $0.38","bullets":["Net income $9.1M for Q2 2023 vs $2.1M in Q2 2022; diluted EPS $1.61 vs $0.38.","Total loans grew 9.2% to $1.7B; total deposits rose 8.3% to $2.1B, from year-end 2022.","Non-performing loans improved to 0.32% of total loans, down from 0.54% at Dec 31, 2022.","Net interest margin expanded to 3.81% from 3.14% a year ago; efficiency ratio improved to 55.8%.","Tangible book value per share increased 7.7% to $25.08; trust and advisory income up 10% to $2.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-23-000318","json":"https://secwatch.observer/filing/0000943374-23-000318.json","markdown":"https://secwatch.observer/filing/0000943374-23-000318.md","text":"https://secwatch.observer/filing/0000943374-23-000318.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1754226/000094337423000318/0000943374-23-000318-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1754226/000094337423000318/form8k_072623.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:24:36.711205+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}