{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-23-000387","form_type":"8-K","ticker":"SRBK","cik":"0001951276","company_name":"SR Bancorp, Inc.","filed_at":"2023-09-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.118614+00:00","generated_at":"2026-06-10T12:38:51.881000+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Somerset Savings Bank reports net income $1.6M; SR Bancorp stock offering and Regal merger set","bullets":["Net income $1.6M for year ended June 30, 2023, down 17% from $1.9M; adjusted net income $2.0M excluding Regal acquisition costs.","Total assets $651.5M (+0.4%), net loans $362.3M (+8.3%), deposits $503.9M (-3.5%).","Net interest margin expanded 41 bps to 3.00%; borrowed $20M from Fed Bank Term Funding Program for liquidity.","SR Bancorp expects to sell 9,055,172 shares at $10.00 each; trading on Nasdaq begins Sept 20 under 'SRBK'.","Regal Bancorp merger to close promptly after conversion; each Regal share to receive $23.00 cash."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-23-000387","json":"https://secwatch.observer/filing/0000943374-23-000387.json","markdown":"https://secwatch.observer/filing/0000943374-23-000387.md","text":"https://secwatch.observer/filing/0000943374-23-000387.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1951276/000094337423000387/0000943374-23-000387-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1951276/000094337423000387/form8k_092023er.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T12:38:51.881000+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b1a747abd3af89fda6f2184274ef5e02ff1885e1","claim":"SR Bancorp, Inc. reported year ended June 30, 2023 results: net income $1.6 million.","evidence_excerpt":"SOMERSET SAVINGS BANK, SLA (the “Bank”), announced today net income of $1.6 million for the year ended June 30, 2023 (unaudited), compared to net income of $1.9 million for the year ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1951276/000094337423000387/0000943374-23-000387-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended June 30, 2023"},{"label":"Net income","value":"$1.6 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}