{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-24-000035","form_type":"8-K","ticker":"SRBK","cik":"0001951276","company_name":"SR Bancorp, Inc.","filed_at":"2024-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.364626+00:00","generated_at":"2026-06-06T14:12:45.272527+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"SR Bancorp posts Q2 net income of $1.6M vs $10.5M loss prior quarter","bullets":["Net income of $1.6M for Dec 31, 2023 quarter, vs net loss of $10.5M in Sep 30, 2023 quarter.","Total assets of $1.07B, up 65% from $651.5M at June 30, 2023, reflecting Regal Bank acquisition.","Net loans $695.8M (+92.1%) and deposits $843.3M (+67.4%) vs June 30, 2023 levels.","Net interest income of $9.0M (vs $4.1M); net interest margin improved to 3.56% from 2.41%.","Adjusted net income $605,000 (excl merger costs & accretion) vs $586,000 prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-24-000035","json":"https://secwatch.observer/filing/0000943374-24-000035.json","markdown":"https://secwatch.observer/filing/0000943374-24-000035.md","text":"https://secwatch.observer/filing/0000943374-24-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1951276/000094337424000035/0000943374-24-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1951276/000094337424000035/form8k_013124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T14:12:45.272527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"20f8bf9267d0da52aab6aaebbbe702e1b7035949","claim":"SR Bancorp, Inc. reported three months ended December 31, 2023 results: net income $1.6 million.","evidence_excerpt":"SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (January 31, 2024) – SR BANCORP, INC. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced today net income of $1.6 million for the three months ended December 31, 2023 (unaudited), compared to a net loss of $10.5 million for the three months ended September 30, 2023 (unaudited).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1951276/000094337424000035/0000943374-24-000035-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2023"},{"label":"Net income","value":"$1.6 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}