{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-24-000081","form_type":"8-K","ticker":"CARV","cik":"0001016178","company_name":"CARVER BANCORP INC","filed_at":"2024-02-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.111563+00:00","generated_at":"2026-06-05T21:35:24.335090+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Carver Bancorp reports breakeven quarter; assets up 4.4% to $775M; $1.4M ERP grant income","bullets":["Net income improved $1.1M YoY to near breakeven; recognized $1.4M ERP grant income in Dec 2023 quarter.","Year-to-date interest income +$4.0M (+19.6%) vs interest expense +$4.7M (+144%); NIM 3.0%.","Assets grew 4.4% to $775.3M; over $30M in new institutional deposits from Key Bank, Micron, TIAA.","Lending activity: $8.9M commercial mortgage, $3.2M multifamily, $4M consumer/specialty, $2M leveraged loans.","CEO Craig MacKay cites continued organic growth, diversification, and well-capitalized status."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-24-000081","json":"https://secwatch.observer/filing/0000943374-24-000081.json","markdown":"https://secwatch.observer/filing/0000943374-24-000081.md","text":"https://secwatch.observer/filing/0000943374-24-000081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1016178/000094337424000081/0000943374-24-000081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1016178/000094337424000081/form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T21:35:24.335090+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}