{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-24-000084","form_type":"8-K/A","ticker":"CARV","cik":"0001016178","company_name":"CARVER BANCORP INC","filed_at":"2024-02-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.110893+00:00","generated_at":"2026-06-05T18:05:17.172578+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Carver Bancorp reports breakeven net income in Dec 2023 quarter, up $1.1M YoY; asset base grows to $775M","bullets":["Breakeven net income improved $1.1M vs prior year quarter; recognized $1.4M in ERP grant income.","Interest income up 19.6% YoY for nine-month period; interest expense up 144% due to Fed rate hikes.","Asset base grew 4.4% to $775.3M; Net Interest Margin maintained at 3.0%.","Lending highlights: $8.9M commercial mortgage, $3.2M multi-family, $4.0M consumer/specialty, $2.0M leveraged loans.","Since early 2023, over $30M in institutional deposits from new partners including Key Bank, Micron, TIAA."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-24-000084","json":"https://secwatch.observer/filing/0000943374-24-000084.json","markdown":"https://secwatch.observer/filing/0000943374-24-000084.md","text":"https://secwatch.observer/filing/0000943374-24-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1016178/000094337424000084/0000943374-24-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1016178/000094337424000084/form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T18:05:17.172578+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}