---
schema_version: "secwatch.filing_event.v1"
accession: "0000943374-24-000203"
form_type: "8-K"
ticker: "SRBK"
cik: "0001951276"
company_name: "SR Bancorp, Inc."
filed_at: "2024-05-24T23:59:59+00:00"
generated_at: "2026-06-01T08:54:13.851429+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# SR Bancorp sells $35.4M low-yield securities, expects $1.4M annual pre-tax earnings boost

## Summary
- Sold $35.4M book value of lower-yielding AFS securities, realizing $4.4M pre-tax loss.
- Proceeds of $30.9M to be redeployed into residential/commercial mortgages with ~465 bps spread pickup.
- Expected annual pre-tax earnings increase of $1.4M; loss recouped in ~3.27 years.
- Minimal impact on book value per share and shareholders' equity; bank remains well-capitalized.

## SEC filing metadata
- accession: 0000943374-24-000203
- form_type: 8-K
- ticker: SRBK
- cik: 0001951276
- company_name: SR Bancorp, Inc.
- filed_at: 2024-05-24T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1951276/000094337424000203/0000943374-24-000203-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1951276/000094337424000203/form8k_052424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000943374-24-000203
- JSON: https://secwatch.observer/filing/0000943374-24-000203.json
- Plain text: https://secwatch.observer/filing/0000943374-24-000203.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.