{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-24-000498","form_type":"8-K","ticker":"MSBB","cik":"0001967306","company_name":"Mercer Bancorp, Inc.","filed_at":"2024-12-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.464473+00:00","generated_at":"2026-05-29T02:08:12.124101+00:00","sec_items":["2.02","8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Mercer Bancorp FY2024 net income $730K ($0.77/sh); authorizes buyback of up to 10% of shares","bullets":["Net income $730,000 ($0.77 diluted EPS) for year ended Sep 30, 2024, down from $744,000 prior year.","Total assets grew 14.3% to $181.7M; net loans up 11.6% to $145.1M; deposits up 9.6% to $134.6M.","Interest income rose 36.7% to $8.2M; net interest income before provision up 5.8% to $5.7M.","Board authorized repurchase of up to 102,297 shares (~10% of outstanding) after regulatory non-objection; no expiration date.","Repurchases may begin after blackout ends following Sep 30, 2024 earnings release; open market or Rule 10b5-1 plans."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-24-000498","json":"https://secwatch.observer/filing/0000943374-24-000498.json","markdown":"https://secwatch.observer/filing/0000943374-24-000498.md","text":"https://secwatch.observer/filing/0000943374-24-000498.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1967306/000094337424000498/0000943374-24-000498-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1967306/000094337424000498/form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T02:08:12.124101+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}