---
schema_version: "secwatch.filing_event.v1"
accession: "0000943374-24-000498"
form_type: "8-K"
ticker: "MSBB"
cik: "0001967306"
company_name: "Mercer Bancorp, Inc."
filed_at: "2024-12-18T23:59:59+00:00"
generated_at: "2026-05-29T02:08:12.124101+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Mercer Bancorp FY2024 net income $730K ($0.77/sh); authorizes buyback of up to 10% of shares

## Summary
- Net income $730,000 ($0.77 diluted EPS) for year ended Sep 30, 2024, down from $744,000 prior year.
- Total assets grew 14.3% to $181.7M; net loans up 11.6% to $145.1M; deposits up 9.6% to $134.6M.
- Interest income rose 36.7% to $8.2M; net interest income before provision up 5.8% to $5.7M.
- Board authorized repurchase of up to 102,297 shares (~10% of outstanding) after regulatory non-objection; no expiration date.
- Repurchases may begin after blackout ends following Sep 30, 2024 earnings release; open market or Rule 10b5-1 plans.

## SEC filing metadata
- accession: 0000943374-24-000498
- form_type: 8-K
- ticker: MSBB
- cik: 0001967306
- company_name: Mercer Bancorp, Inc.
- filed_at: 2024-12-18T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1967306/000094337424000498/0000943374-24-000498-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1967306/000094337424000498/form8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000943374-24-000498
- JSON: https://secwatch.observer/filing/0000943374-24-000498.json
- Plain text: https://secwatch.observer/filing/0000943374-24-000498.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.