secwatch.observer — SEC 8-K summary
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Issuer:     Winchester Bancorp, Inc./MD/ (WSBK)
CIK:        0002047235
Form:       8-K
Filed at:   2025-04-30T23:59:59+00:00
Accession:  0000943374-25-000173
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Winchester Bancorp Q3 net income $305K vs $192K YoY; credit loss benefit of $21K vs provision $1.4M
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- Net income for Q3 FY2025 (three months ended March 31, 2025) was $305K, up from $192K in Q3 FY2024.
- Nine-month net income fell to $46K from $678K year-over-year.
- Benefit for credit losses of $21K vs provision of $1.4M in prior-year quarter, signaling improved credit quality.
- Total assets grew to $923.1M from $853.0M at June 30, 2024; loans net of reserves increased to $727.7M.
- Total surplus rose to $80.9M from $80.3M at fiscal year-end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2047235/000094337425000173/0000943374-25-000173-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2047235/000094337425000173/form8k_043025-earnings.htm
  HTML page:      https://secwatch.observer/filing/0000943374-25-000173

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer