{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-25-000211","form_type":"8-K","ticker":"CARV","cik":"0001016178","company_name":"CARVER BANCORP INC","filed_at":"2025-05-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.156638+00:00","generated_at":"2026-05-21T02:44:16.315198+00:00","sec_items":["1.01","9.01"],"event_type":"regulatory","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Carver Bancorp subsidiary enters OCC formal agreement over strategic planning and earnings performance","bullets":["Carver Federal Savings Bank entered a formal written agreement with the OCC on May 14, 2025, citing unsafe or unsound practices related to strategic planning and earnings performance.","The agreement requires the bank to establish a Compliance Committee, submit a three-year strategic plan by September 30, 2025, and implement an earnings improvement program.","The bank is classified as in 'troubled condition' under 12 C.F.R. § 5.51(c)(7)(ii), restricting certain activities without OCC approval.","CEO Donald Felix and the board committed to achieving sustainable earnings through a new strategic plan under new leadership."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-25-000211","json":"https://secwatch.observer/filing/0000943374-25-000211.json","markdown":"https://secwatch.observer/filing/0000943374-25-000211.md","text":"https://secwatch.observer/filing/0000943374-25-000211.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1016178/000094337425000211/0000943374-25-000211-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1016178/000094337425000211/form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-21T02:44:16.315198+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}