---
schema_version: "secwatch.filing_event.v1"
accession: "0000943374-25-000234"
form_type: "8-K"
ticker: "LSBK"
cik: "0002059653"
company_name: "Lake Shore Bancorp, Inc. /MD/"
filed_at: "2025-05-23T23:59:59+00:00"
generated_at: "2026-05-20T15:51:03.167097+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Lake Shore Bancorp commences stock offering at $10/share; up to 5.75M shares in mutual holding company conversion

## Summary
- Maximum of 5,750,000 shares (up to 6,612,500 with over-allotment) offered at $10.00 per share.
- Minimum 4,250,000 shares must be sold to complete conversion; subscription offering runs May 27–June 24, 2025.
- Shares offered first to eligible depositors and ESOP, then to community and public stockholders of LSBK.
- Conversion will change Bank charter to New York commercial bank and rename it Lake Shore Bank.
- Raymond James & Associates is marketing agent; completion requires regulatory and stockholder approvals.

## SEC filing metadata
- accession: 0000943374-25-000234
- form_type: 8-K
- ticker: LSBK
- cik: 0002059653
- company_name: Lake Shore Bancorp, Inc. /MD/
- filed_at: 2025-05-23T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2059653/000094337425000234/0000943374-25-000234-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2059653/000094337425000234/form8k_052325.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000943374-25-000234
- JSON: https://secwatch.observer/filing/0000943374-25-000234.json
- Plain text: https://secwatch.observer/filing/0000943374-25-000234.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.