{"schema_version":"secwatch.filing_event.v1","accession":"0000943374-25-000342","form_type":"8-K","ticker":"OBT","cik":"0001754226","company_name":"Orange County Bancorp, Inc. /DE/","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.879805+00:00","generated_at":"2026-05-17T23:09:09.572060+00:00","sec_items":["9.0"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Orange County Bancorp Q2 2025 net income $10.5M, up 27.4%; EPS $0.87","bullets":["Net income $10.5M (+27.4% YoY); diluted EPS $0.87 vs $0.73 YoY.","Net interest income $25.1M (+4.2%); NIM 4.06%. Trust & investment advisory income up 14.8% to $3.4M.","Loans $1.9B (+5.6% YTD); deposits $2.3B (+5.7% YTD). Completed $46M follow-on offering (net $43M).","Non-interest income $7.3M (+92.2%) included $1.2M branch sale gain, $2.4M BOLI; NPLs rose to $11.7M from $6.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0000943374-25-000342","json":"https://secwatch.observer/filing/0000943374-25-000342.json","markdown":"https://secwatch.observer/filing/0000943374-25-000342.md","text":"https://secwatch.observer/filing/0000943374-25-000342.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1754226/000094337425000342/0000943374-25-000342-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1754226/000094337425000342/form8k_073025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:09:09.572060+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}