secwatch.observer — SEC 8-K summary
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Issuer:     Orange County Bancorp, Inc. /DE/ (OBT)
CIK:        0001754226
Form:       8-K
Filed at:   2025-07-30T23:59:59+00:00
Accession:  0000943374-25-000342
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 9.0
LLM model:  deepseek-v4-flash:cloud@v2

Orange County Bancorp Q2 2025 net income $10.5M, up 27.4%; EPS $0.87
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- Net income $10.5M (+27.4% YoY); diluted EPS $0.87 vs $0.73 YoY.
- Net interest income $25.1M (+4.2%); NIM 4.06%. Trust & investment advisory income up 14.8% to $3.4M.
- Loans $1.9B (+5.6% YTD); deposits $2.3B (+5.7% YTD). Completed $46M follow-on offering (net $43M).
- Non-interest income $7.3M (+92.2%) included $1.2M branch sale gain, $2.4M BOLI; NPLs rose to $11.7M from $6.3M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1754226/000094337425000342/0000943374-25-000342-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1754226/000094337425000342/form8k_073025.htm
  HTML page:      https://secwatch.observer/filing/0000943374-25-000342

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer