---
schema_version: "secwatch.filing_event.v1"
accession: "0000943374-25-000402"
form_type: "8-K"
ticker: "RBKB"
cik: "0001751783"
company_name: "Rhinebeck Bancorp, Inc."
filed_at: "2025-09-16T23:59:59+00:00"
generated_at: "2026-05-17T06:30:46.897883+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Rhinebeck Bancorp appoints Matthew J. Smith as CEO effective Oct 20, 2025

## Summary
- Smith appointed President and CEO of Rhinebeck Bancorp, Rhinebeck Bank, and MHC; replaces retiring Michael J. Quinn.
- Smith previously served as COO at Columbia Financial and senior roles at Webster Bank and Sterling National Bank.
- Employment agreement provides $525,000 annual base salary, STIP target 25-50% of base, and severance terms including 12 months base on qualifying termination.
- Quinn will serve as Interim Executive Advisor through December 31, 2025 to assist transition.

## SEC filing metadata
- accession: 0000943374-25-000402
- form_type: 8-K
- ticker: RBKB
- cik: 0001751783
- company_name: Rhinebeck Bancorp, Inc.
- filed_at: 2025-09-16T23:59:59+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1751783/000094337425000402/0000943374-25-000402-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1751783/000094337425000402/form8k_091625.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000943374-25-000402
- JSON: https://secwatch.observer/filing/0000943374-25-000402.json
- Plain text: https://secwatch.observer/filing/0000943374-25-000402.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.