Bogota Financial Q3 net income $455K vs year-ago loss; nine-month net income $1.4M

Bogota Financial Corp.

2025-Q3 EPS reported $0.11

Q3 2025 net income $455K ($0.04/sh) vs net loss $367K ($0.03/sh) in Q3 2024.
Nine-month 2025 net income $1.4M ($0.11/sh) vs net loss $1.2M ($0.10/sh) YoY; includes $543K death benefit.
Net interest margin 1.80% in Q3 2025 vs 1.15% in Q3 2024; net interest income up 46.6% to $3.9M.
Assets down 4.7% to $925.8M; non-performing loans up to 2.21% of assets; no charge-offs.
Regulatory approval received for repurchase of up to 237,590 shares; 4,821 shares bought to date.

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