Bogota Financial reports FY2025 net income $2.1M vs prior year loss $2.2M

Bogota Financial Corp.

2025-FY EPS reported $0.17

Q4 2025 net income $680K ($0.05 EPS) vs net loss $930K ($0.07 EPS) in Q4 2024.
Full-year net interest income rose 46.6% to $15.5M on lower deposit costs and reduced borrowings.
Total assets fell 6.9% to $904.9M; net loans decreased 9.0% to $647.6M.
Deposit costs dropped 43 bps to 3.30% for 2025; FHLB advances down 45.8% to $93.3M.
Company repurchased 123,603 shares in FY2025 for $1.1M; new branch planned in Central/Southern NJ by early summer 2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.