secwatch / observer
8-K filed April 1, 2026, 7:59 PM ET ticker BSPA CIK 0002094107
M&A confidence high sentiment positive materiality 0.75

Ballston Spa Bancorp, Inc. (BSPA): M&A transaction — Ballston Spa Bancorp completes merger with NBC Bancorp; combined assets ~$1.3B

Ballston Spa Bancorp, Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Ballston Spa Bancorp, Inc. incurred debt of $4.55 million at floating rate maturing due September 1, 2033.

Principal
$4.55 million
Rate
floating rate
Maturity
due September 1, 2033
Event
incurrence
Exact text from the filing
and (ii) $4.55 million of its floating rate junior subordinated debt securities due September 1, 2033 (collectively, the “Notes”).
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Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Ballston Spa Bancorp, Inc. incurred senior notes of $5.0 million at fixed-to-floating rate maturing due June 30, 2030.

Instrument
senior notes
Principal
$5.0 million
Rate
fixed-to-floating rate
Maturity
due June 30, 2030
Event
incurrence
Exact text from the filing
the Company assumed NBC’s obligations as required by the indentures and certain related agreements with respect to NBC’s subordinated securities, consisting of (i) $5.0 million of its fixed-to-floating rate junior subordinated debt securities due June 30, 2030,
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M&A Transactions SEC 8-K Item 2.01/5.01 confidence 0.9

Ballston Spa Bancorp, Inc. completed an acquisition involving NBC Bancorp, Inc. (closed 2026-04-01).

Action
acquisition
Counterparty
NBC Bancorp, Inc.
Closing
2026-04-01
Exact text from the filing
Effective on April 1, 2026, 12:01 a.m., Ballston Spa Bancorp, Inc., a New York corporation (the “Company”), completed its previously announced combination with NBC Bancorp, Inc., a New York corporation (“NBC”), pursuant to the Agreement and Plan of Merger, dated as of September 23, 2025 (the “Merger Agreement”), by and between the Company and NBC, pursuant to which NBC merged with and into the Company, with the Company as the surviving entity (the “Merger”).
View on SEC.gov

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Ballston Spa Bancorp, Inc. filing history →

Source: SEC EDGAR
accession 0000943374-26-000157
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