secwatch.observer — SEC 8-K summary
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Issuer:     Bogota Financial Corp. (BSBK)
CIK:        0001787414
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0000943374-26-000189
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bogota Financial Q1 net income $706k ($0.06/sh); net interest margin expands to 2.20%
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- Net income $706k vs $731k YoY; EPS flat at $0.06.
- Net interest income rose 23% to $4.4M; margin expanded 54 bps to 2.20%.
- Total deposits fell $51.6M (7.9%) to $600.9M; FHLB borrowings up 24.2% to $115.9M.
- Loans decreased $8.2M; delinquent loans increased to 4.39% of total loans.
- Repurchased 14,313 shares for $119k under current buyback program.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1787414/000094337426000189/0000943374-26-000189-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1787414/000094337426000189/form8k.htm
  HTML page:      https://secwatch.observer/filing/0000943374-26-000189

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