{"schema_version":"secwatch.filing_event.v1","accession":"0000944695-26-000012","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2026-07-28T20:52:25+00:00","discovered_at":"2026-07-28T20:53:00.423447+00:00","generated_at":"2026-07-28T20:53:18.821695+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover reports record Q2 net income $5.38 EPS; combined ratio 91.2%; CEO Roche to retire at year-end","bullets":["Net income $191.6M ($5.38 EPS) vs $157.1M ($4.30) prior year; operating income $189.2M ($5.31) vs $158.7M ($4.35).","Combined ratio improved to 91.2% from 92.5%; ex-catastrophe combined ratio 85.5% unchanged.","Net premiums written up 4.6% to $1,656.8M; net investment income up 13.4% to $119.6M.","Book value per share $105.40, up 3.5% from Q1; $55M in share repurchases in Q2.","CEO John Roche to retire at end of 2026; Dick Lavey named as successor."],"urls":{"canonical":"https://secwatch.observer/filing/0000944695-26-000012","json":"https://secwatch.observer/filing/0000944695-26-000012.json","markdown":"https://secwatch.observer/filing/0000944695-26-000012.md","text":"https://secwatch.observer/filing/0000944695-26-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000094469526000012/0000944695-26-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000094469526000012/thg-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:53:18.821695+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}