---
schema_version: "secwatch.filing_event.v1"
accession: "0000944695-26-000012"
form_type: "8-K"
ticker: "THG"
cik: "0000944695"
company_name: "HANOVER INSURANCE GROUP, INC."
filed_at: "2026-07-28T20:52:25+00:00"
generated_at: "2026-07-28T20:53:18.821695+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hanover reports record Q2 net income $5.38 EPS; combined ratio 91.2%; CEO Roche to retire at year-end

## Summary
- Net income $191.6M ($5.38 EPS) vs $157.1M ($4.30) prior year; operating income $189.2M ($5.31) vs $158.7M ($4.35).
- Combined ratio improved to 91.2% from 92.5%; ex-catastrophe combined ratio 85.5% unchanged.
- Net premiums written up 4.6% to $1,656.8M; net investment income up 13.4% to $119.6M.
- Book value per share $105.40, up 3.5% from Q1; $55M in share repurchases in Q2.
- CEO John Roche to retire at end of 2026; Dick Lavey named as successor.

## SEC filing metadata
- accession: 0000944695-26-000012
- form_type: 8-K
- ticker: THG
- cik: 0000944695
- company_name: HANOVER INSURANCE GROUP, INC.
- filed_at: 2026-07-28T20:52:25+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944695/000094469526000012/0000944695-26-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944695/000094469526000012/thg-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000944695-26-000012
- JSON: https://secwatch.observer/filing/0000944695-26-000012.json
- Plain text: https://secwatch.observer/filing/0000944695-26-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.