{"schema_version":"secwatch.filing_event.v1","accession":"0000946673-23-000020","form_type":"8-K","ticker":"BANR","cik":"0000946673","company_name":"BANNER CORP","filed_at":"2023-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.110530+00:00","generated_at":"2026-06-13T06:47:08.400607+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Banner Q2 net income $39.6M ($1.15 EPS) down 17% YoY; NIM 4.00%, provision $6.8M","bullets":["Net income $39.6M ($1.15 diluted EPS) down 29% QoQ and 17% YoY from $48.0M ($1.39) in Q2 2022.","Net interest income $142.5M, down 7% QoQ; net interest margin 4.00% vs 4.30% prior quarter and 3.44% a year ago.","Provision for credit losses $6.8M vs $524k recapture prior quarter; AFS securities credit loss provision $2.0M.","Net loans $10.33B, up 3% QoQ and 11% YoY; core deposits 90% of total deposits; uninsured deposits 31%.","Quarterly dividend $0.48 per share, payable Aug 11 to record Aug 1; tangible common equity per share $33.83."],"urls":{"canonical":"https://secwatch.observer/filing/0000946673-23-000020","json":"https://secwatch.observer/filing/0000946673-23-000020.json","markdown":"https://secwatch.observer/filing/0000946673-23-000020.md","text":"https://secwatch.observer/filing/0000946673-23-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/946673/000094667323000020/0000946673-23-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/946673/000094667323000020/banr-20230719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:47:08.400607+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6504307eda75de4b35b495fa4a7a6114e1174ee3","claim":"BANNER CORP reported second quarter of 2023 results: net income net income of $39.6 million, or $1.15 per diluted share, EPS $1.15 per diluted share.","evidence_excerpt":"Banner Corporation Reports Net Income of $39.6 Million, or $1.15 Per Diluted Share, for Second Quarter 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/946673/000094667323000020/0000946673-23-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"net income of $39.6 million, or $1.15 per diluted share"},{"label":"EPS","value":"$1.15 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"7a064e5a7bdc62af62e9281741c1d854deb78f86","claim":"BANNER CORP reported six months ended June 30, 2023 results: net income net income increased 4% to $95.1 million, or $2.76 per diluted share, EPS $2.76 per diluted share.","evidence_excerpt":"For the six months ended June 30, 2023, net income increased 4% to $95.1 million, or $2.76 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/946673/000094667323000020/0000946673-23-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"net income increased 4% to $95.1 million, or $2.76 per diluted share"},{"label":"EPS","value":"$2.76 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}