{"schema_version":"secwatch.filing_event.v1","accession":"0000946673-25-000003","form_type":"8-K","ticker":"BANR","cik":"0000946673","company_name":"BANNER CORP","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.909910+00:00","generated_at":"2026-05-27T21:44:40.926751+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Banner Q4 net income $46.4M ($1.34 EPS); declares $0.48 dividend","bullets":["Q4 net income $46.4M ($1.34 diluted EPS) vs $45.2M ($1.30) prior Q and $42.6M ($1.24) Q4 2023.","Net interest income $140.5M, up from $135.7M prior Q and $138.4M YoY; net interest margin 3.82%.","Quarterly dividend $0.48 per share payable Feb 14, 2025 to holders of record Feb 4.","Net loans $11.20B (up 5% YoY); non-performing assets 0.24% of total assets; core deposits 89%.","FY 2024 net income $168.9M ($4.88 EPS) vs $183.6M ($5.33 EPS) in FY 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000946673-25-000003","json":"https://secwatch.observer/filing/0000946673-25-000003.json","markdown":"https://secwatch.observer/filing/0000946673-25-000003.md","text":"https://secwatch.observer/filing/0000946673-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/946673/000094667325000003/0000946673-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/946673/000094667325000003/banr-20250122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:44:40.926751+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}