{"schema_version":"secwatch.filing_event.v1","accession":"0000946673-26-000196","form_type":"8-K","ticker":"BANR","cik":"0000946673","company_name":"BANNER CORP","filed_at":"2026-10-21T20:35:57+00:00","discovered_at":"2026-10-21T20:37:01.686327+00:00","generated_at":"2026-10-21T20:37:07.122784+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Banner Q3 EPS falls to $1.36 from $1.54 YoY; net income $47.7M after Pacific Financial deal close","bullets":["Net income $47.7M, or $1.36 per diluted share, vs $48.9M/$1.43 in Q2 2026 and $53.5M/$1.54 in Q3 2025; results included $5.2M of M&A costs.","Revenue $177.3M, up 4% YoY from $170.7M; net interest income $161.9M vs $150.0M a year ago; tax-equivalent NIM 4.14% vs 3.98%.","Completed Pacific Financial (Bank of the Pacific) acquisition Sept 1, 2026; assets $18.08B, net loans $12.82B (+11% YoY), deposits $15.39B.","Loan originations $1.28B, up 61% YoY; provision for credit losses $2.8M; non-performing assets 0.35% of assets vs 0.27% a year ago.","Declared quarterly dividend of $0.52 per share, payable Nov 13, 2026, record Nov 5; repurchased 200,000 shares in Q3 at average $71.03."],"urls":{"canonical":"https://secwatch.observer/filing/0000946673-26-000196","json":"https://secwatch.observer/filing/0000946673-26-000196.json","markdown":"https://secwatch.observer/filing/0000946673-26-000196.md","text":"https://secwatch.observer/filing/0000946673-26-000196.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/946673/000094667326000196/0000946673-26-000196-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/946673/000094667326000196/banr-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:37:07.122784+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}