secwatch.observer — SEC 8-K summary
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Issuer:     ARCH CAPITAL GROUP LTD. (ACGL)
CIK:        0000947484
Form:       8-K
Filed at:   2025-02-10T23:59:59+00:00
Accession:  0000947484-25-000008
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Arch Capital Q4 net income $925M ($2.42 EPS); cat losses $393M; estimates $450-550M from California wildfires
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- Net income available to common shareholders $925M ($2.42 diluted EPS), down from $2.3B ($6.12) in Q4 2023.
- Pre-tax cat losses of $393M from Hurricanes Milton and Helene; combined ratio 85.0% vs 78.9% a year ago.
- After-tax operating income $866M ($2.26 per share) vs $945M ($2.49) prior year; operating ROE 16.7%.
- CEO estimates California wildfire losses for Arch between $450M and $550M; insured market loss $35-45B.
- Book value per share $53.11, down 6.8% from Sept 30 due to $5.00 special dividend paid Dec 4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/947484/000094748425000008/0000947484-25-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/947484/000094748425000008/acgl-20250210.htm
  HTML page:      https://secwatch.observer/filing/0000947484-25-000008

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