---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-22-011112"
form_type: "8-K"
ticker: "TREE"
cik: "0001434621"
company_name: "LendingTree, Inc."
filed_at: "2022-06-23T23:59:59+00:00"
generated_at: "2026-06-24T23:37:01.355891+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# LendingTree cuts Q2 2022 guidance; cites interest rate headwinds and slower insurance recovery

## Summary
- Revenue now expected $259-264M vs prior $283-293M; variable marketing margin $88-92M vs $100-106M.
- Adjusted EBITDA guidance lowered to $26-29M from $35-40M.
- Home segment pressured as mortgage rates nearly doubled; refinance volumes fell sharply.
- Consumer segment performing well with ~40% growth expected in Q2; Insurance recovery slower than anticipated.
- Annual guidance under review; will provide revised outlook with formal Q2 results next month.

## SEC filing metadata
- accession: 0000950103-22-011112
- form_type: 8-K
- ticker: TREE
- cik: 0001434621
- company_name: LendingTree, Inc.
- filed_at: 2022-06-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1434621/000095010322011112/0000950103-22-011112-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1434621/000095010322011112/dp175801_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-22-011112
- JSON: https://secwatch.observer/filing/0000950103-22-011112.json
- Plain text: https://secwatch.observer/filing/0000950103-22-011112.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.