---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-22-019112"
form_type: "8-K"
ticker: "TREE"
cik: "0001434621"
company_name: "LendingTree, Inc."
filed_at: "2022-11-03T23:59:59+00:00"
generated_at: "2026-06-22T08:39:47.992817+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# LendingTree Q3 revenue falls 20% YoY to $237.8M; GAAP net loss $158.7M after valuation allowance

## Summary
- GAAP net loss of $(158.7)M or $(12.44)/share includes $139.7M noncash valuation allowance on deferred tax assets.
- Adjusted EBITDA down 76% to $9.8M; adjusted net loss $(0.36)/share vs. +$0.75 YoY.
- Home segment revenue fell 42% YoY; Consumer up 3%; Insurance down 17%.
- Company cut ~200 roles (~20% headcount reduction from peak), targeting $25M annual cost savings fully realized in 2023.
- Q4 2022 guidance: revenue $202-$217M; adjusted EBITDA $9-$14M; full-year narrowed.

## SEC filing metadata
- accession: 0000950103-22-019112
- form_type: 8-K
- ticker: TREE
- cik: 0001434621
- company_name: LendingTree, Inc.
- filed_at: 2022-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1434621/000095010322019112/0000950103-22-019112-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1434621/000095010322019112/dp183806_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-22-019112
- JSON: https://secwatch.observer/filing/0000950103-22-019112.json
- Plain text: https://secwatch.observer/filing/0000950103-22-019112.txt

## Key facts
- Earnings Releases
  LendingTree, Inc. reported the quarter ended September 30, 2022 results: revenue $237.8 million, net income $(158.7) million, EPS $(12.44) per diluted share.
  - Period: the quarter ended September 30, 2022
  - Revenue: $237.8 million
  - Net income: $(158.7) million
  - EPS: $(12.44) per diluted share
  - Result: reported results
  source text: Exhibit 99.1 LENDINGTREE REPORTS THIRD QUARTER 2022 RESULTS Continued Growth in Consumer Segment Offset by Macro Headwinds Across Home and Insurance • Consolidated revenue of $237.8 million • GAAP net loss from continuing operations of $(158.7) million or $(12.44) per diluted share, inclusive of a $139.7 million noncash loss from a full valuation allowance of
  evidence_url: https://www.sec.gov/Archives/edgar/data/1434621/000095010322019112/0000950103-22-019112-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.