---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-22-019608"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2022-11-14T23:59:59+00:00"
generated_at: "2026-06-21T19:29:30.267544+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Mastercard enters new $8B, 5-year revolving credit facility, up from $6B

## Summary
- New $8.0B revolving credit facility matures Nov 10, 2027; amends prior $6.0B facility.
- Borrowings available in USD and Euros; interest based on SOFR plus margin tied to credit rating.
- Restrictive covenants limit liens, mergers, asset sales, affiliate transactions; customary defaults.
- Majority of lenders are customers or affiliates of Mastercard's operating subsidiary.
- Facility provides increased borrowing capacity for general corporate purposes.

## SEC filing metadata
- accession: 0000950103-22-019608
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2022-11-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000095010322019608/0000950103-22-019608-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000095010322019608/dp184177_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-22-019608
- JSON: https://secwatch.observer/filing/0000950103-22-019608.json
- Plain text: https://secwatch.observer/filing/0000950103-22-019608.txt

## Key facts
- Material Agreements
  Mastercard Inc amended Credit Facility with Citibank, N.A., JPMorgan Chase Bank, N.A., and other lenders valued at $8,000,000,000 (effective 2022-11-10).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Citibank, N.A., JPMorgan Chase Bank, N.A., and other lenders
  - Value: $8,000,000,000
  - Effective: 2022-11-10
  source text: On November 10, 2022, Mastercard Incorporated (the “Company”) entered into a committed five-year unsecured $8,000,000,000 revolving credit facility (the “Credit Facility”) with Citibank, N.A. as managing administrative agent; JPMorgan Chase Bank, N.A. as administrative agent; Citibank, N.A. and JPMorgan Chase Bank, N.A. as joint lead arrangers, joint book managers and global coordinators
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141391/000095010322019608/0000950103-22-019608-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.