{"schema_version":"secwatch.filing_event.v1","accession":"0000950103-25-000389","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2025-01-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.831065+00:00","generated_at":"2026-05-28T05:24:07.473529+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Baldwin Insurance Group adds $100M term B loans, ups facility to $935.8M","bullets":["Incremental $100M term B loans added on Jan 10, 2025, increasing total term loan facility to $935.8M.","Proceeds used to repay all existing Initial Term Loans outstanding as of closing.","New Term Loans bear interest at term SOFR + 300 bps, stepping down to 275 bps at 4.00x first lien net leverage ratio.","Maturity remains May 24, 2031; same terms as initial term loans otherwise."],"urls":{"canonical":"https://secwatch.observer/filing/0000950103-25-000389","json":"https://secwatch.observer/filing/0000950103-25-000389.json","markdown":"https://secwatch.observer/filing/0000950103-25-000389.md","text":"https://secwatch.observer/filing/0000950103-25-000389.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000095010325000389/0000950103-25-000389-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000095010325000389/dp223332_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T05:24:07.473529+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}