---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-25-009941"
form_type: "8-K"
ticker: "KPLT"
cik: "0001785424"
company_name: "Katapult Holdings, Inc."
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T20:53:28.633744+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Katapult obtains limited waiver for covenant breach under Refinancing Agreement

## Summary
- Entered Limited Waiver on Aug 5, 2025, waiving failure to maintain Minimum Trailing Three Month Net Originations as of July 31, 2025.
- Default/Event of Default had occurred under Refinancing Agreement due to the missed covenant.
- Waiver granted by Midtown Madison Management LLC and lenders; company continues to seek stockholder approval for equity issuance.
- Refinancing Transaction requires stockholder approval; Definitive Proxy Statement filed with SEC.

## SEC filing metadata
- accession: 0000950103-25-009941
- form_type: 8-K
- ticker: KPLT
- cik: 0001785424
- company_name: Katapult Holdings, Inc.
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1785424/000095010325009941/0000950103-25-009941-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1785424/000095010325009941/dp232739_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-25-009941
- JSON: https://secwatch.observer/filing/0000950103-25-009941.json
- Plain text: https://secwatch.observer/filing/0000950103-25-009941.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.