TMCC posts $812M net income in Q1 FY2026, up 127% YoY; credit quality improves

TOYOTA MOTOR CREDIT CORP

Net income $812M for three months ended June 30, 2025 vs $357M prior year; total financing revenues $3,363M.
Net credit losses annualized at 0.61% vs 0.70% prior year; 60+ day delinquencies improved to 0.64% (retail).
Managed portfolio of ~5M finance contracts; retail loan vintage 2025 weighted average FICO 748, rate 6.77%.
Credit ratings A+/A1/A+ (stable); avg CP outstanding $17.8B backed by $19.1B committed bank credit.
Toyota Motor Corp Q1 FY2026: revenue ¥11,806B, operating income ¥1,392B, net income ¥1,334B.

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