{"schema_version":"secwatch.filing_event.v1","accession":"0000950103-25-011517","form_type":"8-K","ticker":"ACVA","cik":"0001637873","company_name":"ACV Auctions Inc.","filed_at":"2025-09-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.538088+00:00","generated_at":"2026-05-17T06:53:12.859759+00:00","sec_items":["7.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"ACV Auctions discloses $18M outstanding loan to customer that files Chapter 7 bankruptcy","bullets":["Customer of ACV Capital filed Chapter 7 bankruptcy; $18M aggregate principal outstanding under floorplan credit line.","Borrowings secured by vehicles; company assessing collateral status and valuation for any doubtful receivable provision.","Loss amount and financial impact uncertain at this time; ACV plans to pursue all available remedies."],"urls":{"canonical":"https://secwatch.observer/filing/0000950103-25-011517","json":"https://secwatch.observer/filing/0000950103-25-011517.json","markdown":"https://secwatch.observer/filing/0000950103-25-011517.md","text":"https://secwatch.observer/filing/0000950103-25-011517.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1637873/000095010325011517/0000950103-25-011517-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1637873/000095010325011517/dp234255_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:53:12.859759+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}