---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-25-011517"
form_type: "8-K"
ticker: "ACVA"
cik: "0001637873"
company_name: "ACV Auctions Inc."
filed_at: "2025-09-11T23:59:59+00:00"
generated_at: "2026-05-17T06:53:12.859759+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# ACV Auctions discloses $18M outstanding loan to customer that files Chapter 7 bankruptcy

## Summary
- Customer of ACV Capital filed Chapter 7 bankruptcy; $18M aggregate principal outstanding under floorplan credit line.
- Borrowings secured by vehicles; company assessing collateral status and valuation for any doubtful receivable provision.
- Loss amount and financial impact uncertain at this time; ACV plans to pursue all available remedies.

## SEC filing metadata
- accession: 0000950103-25-011517
- form_type: 8-K
- ticker: ACVA
- cik: 0001637873
- company_name: ACV Auctions Inc.
- filed_at: 2025-09-11T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1637873/000095010325011517/0000950103-25-011517-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1637873/000095010325011517/dp234255_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-25-011517
- JSON: https://secwatch.observer/filing/0000950103-25-011517.json
- Plain text: https://secwatch.observer/filing/0000950103-25-011517.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.