---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-26-008277"
form_type: "8-K"
ticker: null
cik: "0000834071"
company_name: "TOYOTA MOTOR CREDIT CORP"
filed_at: "2026-06-02T16:20:11+00:00"
generated_at: "2026-06-02T16:21:18.844059+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# TMCC reports FY2026 net income up 35% to $2.31B; credit losses improve to 0.80%

## Summary
- Net income $2,311M vs $1,712M prior year; total financing revenues $13,514M (+2.1% YoY).
- Net credit losses improved to 0.80% of consumer receivables from 0.86% YoY.
- Allowance for credit losses declined to 1.46% from 1.59%; 60+ day retail delinquencies edged up to 0.71%.
- Nearly 5.0 million active finance contracts; outstanding term debt $106.6B as of March 31, 2026.
- Credit ratings A+/A1/A+ (S&P/Moody's/Fitch) with stable outlooks; credit support from TFSC/TMC.

## SEC filing metadata
- accession: 0000950103-26-008277
- form_type: 8-K
- cik: 0000834071
- company_name: TOYOTA MOTOR CREDIT CORP
- filed_at: 2026-06-02T16:20:11+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/834071/000095010326008277/0000950103-26-008277-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/834071/000095010326008277/dp247560_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-26-008277
- JSON: https://secwatch.observer/filing/0000950103-26-008277.json
- Plain text: https://secwatch.observer/filing/0000950103-26-008277.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.