{"schema_version":"secwatch.filing_event.v1","accession":"0000950103-26-009260","form_type":"8-K","ticker":null,"cik":"0000834071","company_name":"TOYOTA MOTOR CREDIT CORP","filed_at":"2026-06-22T11:11:19+00:00","discovered_at":"2026-06-22T11:15:01.243030+00:00","generated_at":"2026-06-22T11:15:47.491367+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TMCC reports FY2026 net income up to $2.3B; provision for credit losses down to $524M","bullets":["TMCC consolidated net income $2.3B for FY2026, up from $1.7B in FY2025.","Provision for credit losses $524M vs $768M prior year; net charge-offs improved to 0.80% from 0.86%.","Toyota U.S. May 2026 sales 238,800 units, up 3.3% DSR vs May 2025.","Toyota launches marketing campaign for all-electric vehicles including 2026 C-HR, bZ, bZ Woodland.","U.S. auto SAAR for May 2026: 16.1M units, up from 15.7M year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000950103-26-009260","json":"https://secwatch.observer/filing/0000950103-26-009260.json","markdown":"https://secwatch.observer/filing/0000950103-26-009260.md","text":"https://secwatch.observer/filing/0000950103-26-009260.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/834071/000095010326009260/0000950103-26-009260-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/834071/000095010326009260/dp248707_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T11:15:47.491367+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}