---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-26-010619"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2026-07-14T21:24:07+00:00"
generated_at: "2026-07-14T21:26:08.155916+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Figure Technology Solutions issues $600M of 8.5% senior notes due 2031

## Summary
- $600M principal amount of 8.500% Senior Notes due 2031 issued on July 14, 2026.
- Interest payable semiannually on Jan 31 and Jul 31, starting Jan 31, 2027; maturity July 31, 2031.
- Notes are senior unsecured obligations, guaranteed by domestic subsidiaries.
- Redeemable at make-whole prior to July 31, 2028; thereafter at specified prices; up to 40% with equity offering proceeds.
- Change of control triggers repurchase at 101% of principal plus accrued interest.

## SEC filing metadata
- accession: 0000950103-26-010619
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2026-07-14T21:24:07+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000095010326010619/0000950103-26-010619-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000095010326010619/dp250054_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-26-010619
- JSON: https://secwatch.observer/filing/0000950103-26-010619.json
- Plain text: https://secwatch.observer/filing/0000950103-26-010619.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.